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”They spent the next 20 minutes while James explained his requirements. This was hard as he was making things up to inflate his net worth so he would keep Bob interested in continuing his education. After satisfying Bob, the conversation turned to the information that James needed.Bob said, “We will run an illustration of how we would allocate your assets to meet the goals you just told me. But you asked for a brief education so let me provide an investing overview. When you buy stock, you are purchasing a small piece of the ownership of the company. The price of the stock fluctuates based mostly on whether the prospects of the company are perceived as better or worse in the future than at the time you purchase it. Here’s a simplified example - if you buy shares of Disney, for example, at $10 a share, and they have a huge hit movie like Lion King or Frozen, people may buy Disney stock because they expect Disney’s revenue to increase. That drives the price up. Now, Disney’s actually a. .. yeah. For a while. A long while. Stuff has been piling up for a while.”“How long is ‘a while,’ Molly?” I asked incredulously, no longer slouching on the bed.“I didn’t exactly mark down the day.” Molly replied lamely. She chuckled slightly, but the chuckle quickly turned into an uncomfortable cough as her eyes welled up. “I don’t ... like myself. I really don’t like myself. I started drinking a long time ago. I was smart about it, I knew to only drink if I thought you weren’t going to barge in or if you were out or something...”My face flooded with guilt as I realized that whenever I was out having sex with some college girl, Molly was hating herself and drinking her problems away, slowly destabilizing. All this time and I could have seen the signs, I could have helped her if I wasn’t so obsessed with getting another notch on my belt.“ ... and it was nice.” Molly continued. “Probably bad for me, but at least it felt nice. I forgot a lot when I was drunk. I’d wake up and see I texted.
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